Loan

Browse 13 in-depth Loan guides from Small Biz Finance Guide. Our editorial team researches and writes each one to give you clear, practical answers, current as of August 2026. The newest are shown first.

90% of Small Business Loan Applicants Make These Mistakes
Financing

90% of Small Business Loan Applicants Make These Mistakes

Most small business owners assume they can’t get a loan. The Federal Reserve’s 2025 Small Business …

SBA Now Allows $10 Million in Combined Loan Financing
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SBA Now Allows $10 Million in Combined Loan Financing

A manufacturer in New Jersey reached out to me a few weeks ago, genuinely confused. She’d been told by …

SBA Commercial Real Estate Loans: How to Qualify and Apply
Financing

SBA Commercial Real Estate Loans: How to Qualify and Apply

Most small business owners come to me with the same expression when I bring up SBA commercial real estate …

SBA Doubles Its Combined Loan Cap to $10 Million This July
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SBA Doubles Its Combined Loan Cap to $10 Million This July

You’re sitting across from your banker in early 2025, trying to finance the acquisition of a …

SBA's New $10 Million Loan Limit: Who Actually Benefits
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SBA's New $10 Million Loan Limit: Who Actually Benefits

On July 4, 2026, the SBA officially doubles its combined 7(a) and 504 loan cap to $10 million, the highest …

How To Qualify For A Business Acquisition Loan
Financing

How To Qualify For A Business Acquisition Loan

Most people who want to buy a business think the hard part is finding the right one. I thought that too, until …

Which SBA Loan Fits Your Business Best
Financing

Which SBA Loan Fits Your Business Best

Most business owners walk into an SBA loan conversation knowing two things: the loans exist, and they’re …

Compare Small Business Loan Rates and Save
Financing

Compare Small Business Loan Rates and Save

You just got off a call with your bank. They quoted you an interest rate of 9.5% on a business term loan. Then …

How SBA 504 Loans Help Small Businesses Buy Property
Financing

How SBA 504 Loans Help Small Businesses Buy Property

Most small business owners think you buy commercial property after you’ve already made it. Save up a fat …

Getting Your First Small Business Loan Approved
Financing

Getting Your First Small Business Loan Approved

You walk into a bank, ask about a small business loan, and leave two hours later with a stack of paperwork, no …

What SBA Lenders Actually Look For In Your Application
Financing

What SBA Lenders Actually Look For In Your Application

You fill out the pre-qualification form, wait two weeks, and get back a vague email: “don’t quite …

Get Your First Business Loan With Zero Revenue
Financing

Get Your First Business Loan With Zero Revenue

Most people assume you need revenue to get a business loan. I used to tell clients the same thing. Then I …

How SBA 7a Loans Work For Small Business
Financing

How SBA 7a Loans Work For Small Business

You walk into a bank asking about a small business loan. The banker smiles, nods, and eventually mentions …