About Amanda Pierce
I’ve run small businesses. Not hypothetically, I’ve signed leases, made payroll, dealt with slow months, and figured out which loans were worth taking and which weren’t. That hands-on experience across two different industries taught me more about small business finance than any book could, and it’s the foundation of everything I write here.
I started Small Biz Finance Guide because I kept running into the same problem: when I needed clear answers about SBA loans, business credit, cash flow management, or quarterly taxes, I found either overly simplified blog posts or jargon-heavy content written for accountants. I wanted a resource that treated small business owners as intelligent adults who needed real, practical information, not sales pitches dressed up as advice.
Every article I publish here is written with the question in mind: what would have helped me when I was in the middle of this situation?
Why I Started Small Biz Finance Guide
When I was launching my second business, I spent weeks trying to understand the difference between SBA 7(a) and SBA 504 loans, what my debt-service coverage ratio needed to look like to qualify, and how to structure my business credit profile before applying. The information was scattered across dozens of sites, most of it incomplete or outdated.
I built Small Biz Finance Guide to be the resource I needed back then, a place where you can get a complete, honest picture of a financial topic without having to cross-reference five different sources or talk to a salesperson first.
What You’ll Find Here
- Business funding: SBA loans, microloans, business lines of credit, and alternative financing
- Business credit: How to build it, protect it, and use it strategically
- Cash flow management: Forecasting, managing gaps, and avoiding common mistakes
- Small business taxes: Quarterly payments, deductions, entity structure basics
- Bookkeeping basics: Setting up your books, tools, and when to hire a bookkeeper
- Banking and accounts: Business checking, merchant services, and payment processing
A Note on Our Content
All content on Small Biz Finance Guide is researched using publicly available data, government resources (SBA.gov, IRS.gov), and my own experience as a business operator. I link to authoritative sources wherever possible. This site does not provide financial, legal, or accounting advice, every situation is different, and major financial decisions should involve a qualified professional.
Get in Touch
Have a question, a topic you’d like covered, or a correction to flag? I want to hear from you. Visit the contact page and send me a note.