Small business finance made simple, funding, taxes, and growth strategies
Clear guides to small business loans, bookkeeping, taxes, and financial planning for entrepreneurs and small business owners.
Financing
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90% of Small Business Loan Applicants Make These Mistakes
Most small business owners assume they can’t get a loan. The Federal Reserve’s 2025 Small Business Credit Survey found that 33% of firms that needed financing …
$120K Business? Why Revenue-Based Financing Might Work
60% of Companies Choose Leasing: Equipment Lease vs Buy
Invoice Financing: How 90% of Businesses Get Faster Cash
Compare LLC, S-corp, and sole proprietor side by side for your business.
trending
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OBBBA No-Tax-on-Overtime W-2 Rules Now in Effect for 2026
Most small business owners I’ve talked to this summer think the OBBBA overtime tax break is a gift they simply pass along to employees and move on. That’s not quite how …
How to Use Bonus Depreciation Right Now Before Year-End
The QBI Deduction Is Still 20%: What Owners Got Wrong
How the One Big Beautiful Bill Reshapes Your 2026 Tax Year
Taxes
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Self-Employment Tax Explained: 15.3% Rate Breakdown
15.3%. That’s the self-employment tax rate, and if nobody warned you about it before you started freelancing or launched your business, finding out at tax time can feel like …
Pass-Through Taxation Explained: How It Works for Your Business
Schedule C Explained: Self-Employment Tax & Deductions
Enrolled Agent vs CPA: Which Tax Pro You Actually Need
Benchmark your revenue and costs against typical businesses in your industry.
Accounting
View all 18 →11 Best Accounting Software Options Compared
Sixty-one percent of small business owners who fail cite poor financial management as a contributing factor. Not bad marketing. Not weak products. Just not knowing their numbers. …
FreshBooks vs QuickBooks: Which Accounting Software Wins
Cash vs Accrual Accounting: Which Method Fits Your Business
QuickBooks for Small Business: Setup, Features & Best Practices
OSHA Requirements for Small Business: Essential Compliance Guide
Most small business owners I talk to think OSHA is something that only matters once you hit a certain size, like there’s some magic headcount threshold where the safety …
200 PEO Companies: Finding the Right Fit for Small Business
1099 vs W2 Employee: The Classification Rules You Need
50% of Workers Miss Coverage: Group Health Insurance Options Explained
Answer a few questions to see whether an LLC or S-corp fits you.
Insurance
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Life Insurance for Business Owners: Key Coverage You Need
Most business owners I sit with haven’t thought seriously about life insurance until something forces the conversation: a banker asking for it as loan collateral, a …
Business Owners Policy: What's Actually Covered
Professional Liability Insurance: Protection Every Service Business Needs
Protect Your Business When Your Best Person Leaves
Business Structure
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LLC Startup Costs: Breaking Down State Fees and Requirements
Most articles about LLC formation costs quote you a single state fee and call it a day. That’s not the number you need. The real cost of starting an LLC has four or five …
S-Corp Election Benefits: Save $15,000+ Annually
Do You Need an EIN for Your LLC? When It's Required
LLC Formation Costs by State 2026: Complete Pricing Guide
Estimate your SBA loan payments and total cost before you apply.
Credit
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Business Credit Monitoring: Protect Your Company's Financial Reputation
Most business owners I talk to have no idea what their business credit score actually is. Not a rough idea. Not a ballpark. Zero idea. And almost none of them are monitoring it. …
Net 30 Vendor Accounts: 15 Ways to Manage Cash Flow
Build Business Credit Without Affecting Personal Credit
Your DUNS Number Checklist: Get Business Credit Fast
Banking
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The Right POS System Can Transform Your Checkout
Most small business owners pick their point of sale system the same way they pick a contractor: whoever shows up first with a decent pitch and a confident handshake. I’ve …
Which Business Checking Account Fits Your Budget
ACH Payments Made Easy: A Small Business Guide
PCI Compliance Checklist: What Your Small Business Needs
Strategy
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Buy-Sell Agreements: Protect Your Business Partnership
Most business partnerships end. Not because people are bad partners, but because life happens: someone gets sick, someone wants out, someone dies, a marriage falls apart and a …
Bootstrap Your Startup or Seek VC: Which Path Wins
Protect Your Business: The Succession Plan Checklist
How To Sell Your Small Business For Maximum Value
Cash Flow
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How Much Does It Cost to Start a Business in 2026? By Industry
I’ve reviewed 500+ startup budgets. Most founders get the number wrong in the exact same way. They look at a spreadsheet that says “Equipment: $5,000” or …
The Startup Cash Flow Forecast Template Every Founder Needs
7 Ways To Boost Cash Flow Without Taking On Debt
Invoice Like A Pro: The Small Business Guide
Financial Planning
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How to Pay Yourself From an LLC: 5 Methods Explained
Most LLC owners I talk to have been running their business for six, eight, sometimes twelve months before anyone sits them down and actually explains this. They’ve been doing …
How to Write Off Your Car as a Business Expense
The Financial Plan Investors Actually Want To See
Pricing Your Products Without Leaving Money On The Table
Payroll
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Gusto Payroll Review: Features, Pricing, and Setup
Most payroll software promises to make your life easier and then quietly makes it harder. Gusto is genuinely different, and I say that having spent years helping small business …
Payroll Service Comparison: Top Options for Small Businesses
Gusto vs ADP Payroll: Which Costs Less for Small Business
ADP Payroll For Small Business: Setup Guide
Benefits
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Solo 401k vs SEP IRA: Which Saves Small Owners More
Only 13% of self-employed Americans have any retirement savings at all. That number stopped me cold the first time I saw it, because I work with small business owners every day and …
Retirement Plans for the Self-Employed: 5 Best Options
HSAs for Self-Employed: Your Tax-Free Savings Guide
Which Retirement Plan Cuts Your Small Business Taxes More?
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